Pastors select a monthly contribution amount and a term of years they want to contribute. The core principle is consistent contributions + time + financial growth = strong retirement support.
Monthly Contribution Options
Pastors can choose one of the following monthly contribution levels:
| Plan Option | Monthly Contribution |
| Silver Plan | $ 20.00 / month |
| Gold Plan | $ 39.00 / month |
| Platinum Plan | $ 78.00 / month |
Contributions are made monthly into the retirement plan account.
Term Periods
Each pastor selects how long they want to participate:
- 10 years
- 20 years
- 30 years
The longer the contribution period, the greater the benefits at retirement.
How It Covers Pastors from Young to Old
- For Young Pastors (Starting Early)
Young pastors (age 20–35):
- Have time on their side
- Can start with as little as $20.00/month
- Benefit from long-term growth and compounding
- Ensure financial security long before retirement age
- Can transition to higher plans over time
Example:
A pastor starting at age 30 with the $ 39.00 plan for 30 years will have one of the highest retirement balances and benefits.
- For Mid-Career Pastors (35–55)
Mid-career pastors:
- Might begin with steady contributions
- Can choose accelerated plans
- Benefit from structured retirement support
- Still achieve meaningful retirement income
Even pastors who start later can build strong financial protection.
- For Older Pastors (55+)
Older pastors close to retirement age:
- Can choose higher contribution plans ($ 39.00 or 78.00)
- Receive maximum benefits in a shorter term
- Transition toward retirement with peace of mind
- Reduce financial stress for themselves and their families
It’s never too late to start.